Privacy Policy | Momentum Financial and Insurance Services LLC

Privacy Policy

Momentum Financial and Insurance Services LLC
Effective Date: [Insert Date]
Last Updated: [Insert Date]
This Privacy Policy explains how Momentum Financial and Insurance Services LLC (“Company,” “we,” “us,” or “our”) collects, uses, discloses, and protects information when you visit www.momentumfsgroup.com (the “Site”) or communicate with us.
1. Information We Collect 2. How We Use Information 3. How We Share Information 4. Cookies & Tracking 5. Security 6. Data Retention 7. Your Privacy Choices 8. Children’s Privacy 9. International Users 10. Changes to This Policy 11. Contact

1) Information We Collect

We may collect the following categories of information:

Category Examples
Contact Information Name, email address, phone number, and other details you submit via forms or scheduling.
Inquiry Information Information you provide in messages, questionnaires, or notes (e.g., goals, questions).
Usage & Device Data IP address, browser type, device identifiers, pages visited, referring/exit pages, timestamps.
Cookies & Similar Technologies Data collected via cookies/pixels for analytics and site functionality.

2) How We Use Information

  • To respond to inquiries and provide requested information.
  • To schedule and manage appointments and communications.
  • To operate, maintain, and improve the Site and user experience.
  • To send service-related messages (e.g., confirmations, updates).
  • To send marketing communications where permitted by law (you can opt out anytime).
  • To detect, prevent, and address security issues or misuse.
  • To comply with legal obligations and enforce our terms.

3) How We Share Information

We may share information in the following circumstances:

  • Service Providers: Vendors that help us operate the Site (e.g., hosting, analytics, scheduling, CRM, email/SMS delivery).
  • Legal & Compliance: If required to comply with law, regulation, or legal process, or to protect rights and safety.
  • Business Transfers: In connection with a merger, sale, or transfer of assets (subject to applicable law).

We do not sell your personal information in the traditional sense. If applicable privacy laws define “sale” or “sharing” broadly (e.g., for cross-context behavioral advertising), you may have the right to opt out. See “Your Privacy Choices” below.

4) Cookies & Tracking

We may use cookies, pixels, and similar technologies for functionality, analytics, and performance. You can control cookies through your browser settings. Disabling cookies may affect Site functionality.

Analytics: We may use tools such as Google Analytics or similar services to understand traffic and improve the Site.

5) Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

6) Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this Policy, unless a longer retention period is required or permitted by law (e.g., compliance, recordkeeping).

7) Your Privacy Choices

  • Opt out of marketing emails: Use the unsubscribe link in the email.
  • Opt out of SMS (if applicable): Reply STOP, or follow instructions in the message.
  • Access/Update: You may request access to or correction of your personal information.
  • Deletion: You may request deletion of certain information, subject to legal exceptions.
  • Cookies: Manage through browser controls.

Depending on where you live, you may have additional rights under applicable privacy laws (such as California). To exercise a request, contact us using the details below. We may need to verify your identity before responding.

8) Children’s Privacy

The Site is not intended for children under 13 (or under 16 where applicable). We do not knowingly collect personal information from children. If you believe a child has provided us information, contact us and we will take appropriate steps.

9) International Users

If you access the Site from outside the United States, your information may be processed in the United States where data protection laws may differ from your jurisdiction.

10) Changes to This Policy

We may update this Privacy Policy from time to time. The “Last Updated” date indicates when changes were made. Your continued use of the Site after changes are posted means you accept the updated Policy.

11) Contact

If you have questions or requests regarding this Privacy Policy, contact:

Optional: If you run paid ads (Meta/Google), consider adding a short “Advertising & Remarketing” subsection describing pixels and how users can opt out via platform controls.